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20 Feb 26 Insight Global Equities Impax Asset Management

A Lens on the Transition: Financials

In this paper, we summarise our sector experts’ analysis of the emerging issues, risks and opportunities that are affecting the Financials sector and related sub-industries in the transition to a more sustainable economy.

We explore three key themes driving sustainability-related opportunities and risks for the sector over the next one to two years:

  1. Artificial intelligence’s double-edged role in financial services, enabling efficiency and increasing uncertainty over viability of business models
  2. The rising severity and incidence of extreme weather events and the challenge of correctly pricing these risks to financial institutions
  3. Ongoing and accelerating efforts to deregulate the banking sector which are unlocking a broader range of investment opportunities
     

In turn, we then share our sector experts’ perspectives on how these opportunities and risks are evolving for three sub-industries, namely:

  • Property and casualty insurers and reinsurers
  • Diversified banks
  • Financial exchanges and data